Protect Your Home, Secure Your Peace of Mind

Comprehensive home insurance plans to safeguard your property and valuables against unforeseen risks.

Secure Your Home Against Risks

What is Home Insurance?

Home insurance is a protective policy that covers financial losses due to damages to your house and its contents caused by natural disasters, fire, theft, or accidents. It ensures that both the structure and valuable belongings inside your home are protected. Whether it’s a rented or owned property, home insurance provides peace of mind by securing your investments and savings from unexpected expenses. It also offers liability protection against damages caused to third parties within your property.

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Benefits That Set Us Apart

Why Choose Us for Home Insurance?

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Comprehensive Protection

Covers property structure and valuable belongings from damages and theft.

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Natural Disaster Coverage

Safeguards your home against floods, earthquakes, and other calamities.

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Affordable Premiums

Get high-value coverage at budget-friendly rates to protect your home.

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Add-On Coverage Options

Customize your plan with add-ons like jewelry and electronics protection.

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Hassle-Free Claims Process

Quick and simple claims settlement with dedicated support.

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Temporary Living Expenses

Covers additional costs if your home becomes temporarily unlivable.

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1150+

Happy Customers

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89000+

Policies Managed

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15+

Awards Won

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2000+

Claims Settled

Explore Plans for Every Need

Types of Home Insurance Plans

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Standard Fire and Special Perils Policy Details:

This plan protects your home’s structure and contents against fire, lightning, explosions, riots, floods, earthquakes, and other specified perils.

Suitable For:

Homeowners looking for protection against structural damages due to natural and man-made disasters.

Key Benefits:
  • Covers structural damage due to fire or calamities.
  • Add-ons available for valuables and appliances.
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Home Content Insurance Details:

Provides coverage for personal belongings like furniture, appliances, electronics, and jewelry.

Suitable For:

Renters or homeowners looking to insure only the contents of their home.

Key Benefits:
  • Protects household items against theft, fire, and damages.
  • Flexible coverage for high-value items
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Landlord’s Insurance Details:

Designed for property owners who rent out their homes, covering the structure and liabilities against tenants.

Suitable For:

Landlords seeking protection from damages caused by tenants.

Key Benefits:
  • Covers building structure and fixtures.
  • Includes legal liability coverage.
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Tenant’s Insurance Details:

Tailored for tenants, this plan covers only the contents of the rented home, not the structure.

Suitable For:

Renters who want to secure their belongings without insuring the property itself.

Key Benefits:
  • Protects personal belongings from theft and damages.
  • Low premiums and flexible coverage options.
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Comprehensive Home Insurance Details:

A complete policy that covers both the structure and contents of the home.

Suitable For:

Homeowners looking for all-in-one protection for their property and valuables.

Key Benefits:
  • Covers structural damages and home contents.
  • Optional add-ons for enhanced protection.
Highlights of Coverage Options

Key Features of Our Home Insurance Plans

Property Protection

Covers damages to the building and physical structure of your home.

Contents Cover

Protects valuable items like furniture, electronics, and jewelry.

Natural Calamity Cover

Financial protection against floods, earthquakes, and storms.

Fire and Theft Protection

Ensures safety against fire damage, theft, and burglary.

Liability Coverage

Covers legal expenses if damages occur to third parties on your property.

Temporary Relocation Expenses

Provides funds for alternate living arrangements in case your home becomes unlivable.

Helpful Answers for Better Clarity

Frequently Asked Questions About Home Insurance

Home insurance covers structural damage to your property, loss of personal belongings, and damages due to fire, theft, or natural calamities. It may also include liability coverage for third-party damages within your premises.

Yes, home insurance is available for both owners and tenants. Tenants can opt for content insurance to cover their belongings, while landlords can choose structural coverage to protect the property itself.

Yes, most home insurance plans include coverage for natural disasters such as earthquakes, floods, and storms. It’s advisable to check the terms and add-ons for specific calamity coverage.

Yes, home content insurance allows you to secure personal belongings like furniture, electronics, and appliances without insuring the structure of the property. It’s ideal for tenants and renters.

The sum insured for home insurance is based on the rebuilding cost of the property and the value of its contents. It is recommended to include high-value items like jewelry and electronics while calculating coverage.

Yes, some policies cover the cost of alternate accommodation if your home becomes uninhabitable due to damages caused by natural disasters or accidents.

Yes, you can add protection for jewelry, art, and other valuables by opting for add-ons with your policy. These add-ons ensure additional coverage for high-value items.

In case of theft, you need to report the incident to the police and submit an FIR along with supporting documents to process the claim. The insurer evaluates the claim and reimburses losses as per policy terms.

Normal wear and tear, intentional damages, war, and nuclear hazards are usually excluded. Damages caused due to negligence or illegal activities are also not covered under the policy.

You can renew your home insurance online through the insurer’s portal by entering your details and making payments. Timely renewal ensures continuous protection without any gaps in coverage.
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