Protect Your Business on the Move

Comprehensive insurance solutions for trucks, buses, taxis, and commercial vehicles to keep your business running smoothly.

Understand the Basics

What is Commercial Vehicle Insurance?

Commercial vehicle insurance provides financial protection for vehicles used for business purposes, such as trucks, buses, taxis, and delivery vans. It covers damages caused by accidents, theft, fire, and natural disasters, along with third-party liabilities. This policy also ensures protection for goods in transit and personal accidents for drivers and passengers. Whether you own a fleet or a single commercial vehicle, insurance helps minimize financial losses and keeps your operations running without interruptions.

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Benefits That Set Us Apart

Why Choose Us for Commercial Vehicle Insurance?

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Complete Coverage

Protection for vehicle damages, third-party liabilities, and goods in transit.

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Cashless Repairs

Network of garages for quick, cashless repairs to minimize downtime.

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Flexible Plans

Customizable policies for fleets and individual vehicles to suit diverse business needs.

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Personal Accident Cover

Coverage for injuries to drivers, passengers, and employees.

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Add-On Options

Enhance your policy with covers like roadside assistance and engine protection.

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Quick Claims Processing

Fast and hassle-free claim settlements to keep your business running smoothly.

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1150+

Happy Customers

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89000+

Policies Managed

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15+

Awards Won

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2000+

Claims Settled

Explore Plans for Every Need

Types of Commercial Vehicle Insurance

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Goods Carrying Vehicle Insurance Details:

Designed for trucks, lorries, and vans used to transport goods. It covers vehicle damages, theft, and goods in transit.

Suitable For:

Transporters and logistics businesses requiring protection for vehicles and goods.

Key Benefits:
  • Covers vehicle and cargo damages during transit.
  • Liability protection against third-party claims.
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Passenger Carrying Vehicle Insurance Details:

Provides coverage for buses, taxis, and other passenger vehicles against accidents, fire, and theft.

Suitable For:

Passenger transport services, including taxis, cabs, and buses.

Key Benefits:
  • Protects passengers and drivers in case of accidents.
  • Liability coverage for third-party injuries and property damage.
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Liability-Only Policy Details:

Covers third-party injuries, deaths, or property damages caused by the insured vehicle but does not include own-damage cover.

Suitable For:

Businesses looking for legally compliant and budget-friendly insurance options.

Key Benefits:
  • Mandatory coverage under the Motor Vehicles Act.
  • Protects against third-party legal liabilities.
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Comprehensive Commercial Vehicle Insurance Details:

Offers complete coverage, including third-party liabilities and damages to the insured vehicle.

Suitable For:

Businesses looking for all-around protection for their vehicles.

Key Benefits:
  • Covers theft, fire, accidents, and natural disasters.
  • Customizable with add-ons like zero depreciation.
Highlights of Coverage Options

Key Features of Our Commercial Vehicle Insurance

Damage Protection

Covers accidental damages, theft, and natural disasters for vehicles.

Third-Party Liability

Ensures compliance with legal requirements and covers third-party claims.

Driver and Passenger Cover

Provides financial protection against personal accidents and injuries.

Towing and Roadside Assistance

Optional add-ons for breakdown support and towing services.

Goods in Transit Cover

Protects goods being transported against damages or losses.

Cashless Repairs

Convenient repairs at network garages without upfront payments.

Helpful Answers for Better Clarity

Frequently Asked Questions About Commercial Vehicle Insurance

Commercial vehicle insurance provides coverage for vehicles used for business purposes, such as trucks, taxis, and buses. It is mandatory for businesses using vehicles to transport goods or passengers.

Commercial vehicle insurance is specifically designed for vehicles used for business purposes, covering cargo, employees, and passengers. Private car insurance covers personal vehicles for non-commercial use only.

It covers accidental damages, theft, fire, and natural disasters. It also includes third-party liabilities, personal accident cover for drivers, and optional add-ons for enhanced protection.

Yes, third-party insurance is mandatory under the Motor Vehicles Act. It covers legal liabilities for injuries, deaths, or property damage caused to third parties.

Popular add-ons include roadside assistance, zero depreciation cover, engine protection, and personal accident cover for drivers and passengers. These options enhance protection based on specific needs.

Premiums are based on factors such as vehicle type, usage, age, location, and sum insured. Add-ons and claims history also influence the premium amount.

Yes, the insurance policy can be transferred to the new owner upon submitting the ownership transfer documents and required forms.

If your policy expires, your vehicle will be uninsured and illegal to operate. Renewal may require a vehicle inspection, and you may lose No Claim Bonus benefits.

Yes, goods in transit insurance can be added to protect cargo against damages, theft, or accidents while being transported.

In case of an accident or damage, inform the insurer immediately. Submit the claim form along with necessary documents like FIR, bills, and vehicle details. The insurer processes claims quickly, especially for cashless repairs at network garages.
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