Secure Your Ride with Two-Wheeler Insurance

Protect your bike with comprehensive coverage and enjoy a worry-free journey.

Secure Your Bike Against Risks

What is Two-Wheeler Insurance?

Two-wheeler insurance is a financial safeguard that protects your bike or scooter against damages, theft, accidents, and legal liabilities. It ensures that you are covered against unexpected expenses arising from accidents, natural calamities, or third-party damages. With the right policy, you can stay compliant with legal requirements and secure your finances from unforeseen incidents. Whether you ride daily or occasionally, having bike insurance offers peace of mind and financial security on every journey.

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Benefits That Set Us Apart

Why Choose Us for Two-Wheeler Insurance?

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Instant Policy Issuance

Get your bike insured within minutes with our seamless online process.

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Cashless Repairs

Enjoy cashless repair services at network garages nationwide.

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24/7 Claim Assistance

Round-the-clock support to ensure quick and hassle-free claims.

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Customizable Add-Ons

Enhance your coverage with optional add-ons like zero depreciation.

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Affordable Premiums

Competitive pricing to fit your budget without compromising protection.

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No Claim Bonus Benefits

Avail discounts for every claim-free year and save more.

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1150+

Happy Customers

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89000+

Policies Managed

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15+

Awards Won

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2000+

Claims Settled

Choose the Right Plan for Your Bike's Protection

Types of Two-Wheeler Insurance Policies

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Comprehensive Bike Insurance
Suitable For:

Bike owners seeking complete protection against damages and third-party liabilities.

What Does It Cover?
  • Own damage caused by accidents, fire, theft, or natural calamities.
  • Third-party liabilities, including injury, death, or property damage.
  • Add-ons like zero depreciation, roadside assistance, and personal accident cover.
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Standalone Own Damage Bike Insurance
Suitable For:

Those who already have a third-party policy but need additional coverage for personal damages.

What Does It Cover?
  • Damage to the bike due to accidents, fire, theft, or natural disasters.
  • Repairs and replacement costs for accidental damages.
  • Optional add-ons for enhanced coverage.
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Third-Party Bike Insurance
Suitable For:

Bike owners looking to meet the legal requirement of mandatory third-party coverage.

What Does It Cover?
  • Legal liabilities for third-party injury, death, or property damage.
  • Compliance with the Motor Vehicles Act for road legality.
  • Budget-friendly premium for basic coverage.
Comprehensive Benefits for Complete Peace of Mind

Key Features of Our Bike Insurance Policy

Legal Compliance

Meets mandatory requirements under the Motor Vehicles Act.

Financial Security

Protects you against unexpected repair or liability costs.

Quick Renewals

Renew your policy online in just a few clicks.

Personal Accident Cover

Coverage for the owner-driver against injuries or accidents.

Add-On Protection

Enhance coverage with options like engine protection and zero depreciation.

Flexible Plans

Choose between short-term and long-term policies for greater convenience.

Helpful Answers for Better Clarity

Frequently Asked Questions About Two-Wheeler Insurance

Yes, as per the Motor Vehicles Act, having at least third-party insurance is mandatory for all two-wheeler owners in India. It ensures legal compliance and covers any liabilities arising from injury, death, or property damage caused to a third party.

Third-party insurance covers legal liabilities for injuries, death, or damages caused to others, while comprehensive insurance provides additional protection for your own bike against theft, accidents, fire, and natural calamities, along with third-party coverage.

Premiums depend on factors such as the bike’s Insured Declared Value (IDV), engine capacity, age, location, and the type of policy selected. Add-ons like zero depreciation and roadside assistance can also affect the final premium.

NCB is a reward given to policyholders for not making any claims during the policy term. It is offered as a discount on the premium when renewing the policy and can go up to 50% for consecutive claim-free years.

Yes, bike insurance can be transferred to the new owner along with ownership of the vehicle. The new owner must submit the required documents to the insurer, including a transfer request, RC copy, and policy details.

Add-ons are extra coverage options that can be purchased to enhance your base policy. Popular add-ons include zero depreciation, engine protection, and roadside assistance to provide extended protection against specific risks.

You can renew your bike insurance online by visiting the insurer’s website, entering policy details, selecting coverage options, and making an online payment. Renewal is quick, paperless, and can be done from anywhere.

If your insurance policy expires, your bike will no longer be covered for damages or liabilities. You may face legal penalties if caught without valid insurance. Renew the policy immediately, but an inspection may be required before renewal.

Standard policies generally do not cover accessories installed on your bike. However, you can insure high-value accessories like music systems and custom parts by opting for additional cover at an extra premium.

An endorsement is an amendment to your existing policy that records changes such as updated details, address, or additional coverage. It helps keep your policy updated and valid without requiring a new policy.
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